Hey TJ. Celebrating that I had sent letter #1 to Synchrony Bank (through PayPal) and they deleted the $3500 debt after the first letter. It’s no longer on file and also has been completely removed from all credit reports.
For the record though, I did send all letters and complete the entire process even after they deleted the debt, just for my records and own paper trail, AS YOU TEACH at Youarelaw.org
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